Drunk Driving and the Inconvenience of License Suspension

Posted by on Mar 26, 2017 in Drunk Driving

Driving under the influence of alcohol can result into license suspensions. What determines driving under the influence and license suspension lengths depend on the jurisdiction. Typically, there is a legal blood alcohol content limit. Reaching or exceeding this limit means that you are already driving while intoxicated. The limit is usually at around 0.08% for adults and 0.04% for drivers below twenty-one years old.

In South Carolina, license suspension can reach up to six months for first time offenders. Those who commit the offense consecutively can have their licenses suspended for up to four years. On the worst cases, like when the offense is considered a felony, license suspension can even be permanent.

Lack of Mobility

If you got your license suspended, you don’t have the right to drive, so you will need to think of other ways to get around. You can use other modes of transportation, such as trains, buses, and ridesharing services like Uber.

But this can also be inconvenient. Walking to stations can be physically demanding. Commuting puts you at risk of getting mugged. Falling in line, stopping on stations, and other delays can eat a significant amount of time.

Compromised Responsibility

Since taking public transport can be a hassle, you may arrive at your destination stressed. This can affect your level of productivity, especially in school or at the office.

Without the proper mobility that private cars can give you, it may also be a hassle to commit to your family and household responsibilities. If you don’t have the privilege of driving, you will not be able to take your kids out conveniently or go grocery shopping with ease.

Compromised Relationships

Because of the possible inconveniences of other modes of transport, you may also be too tired when you arrive at home. You will have the tendency to choose resting over spending time with your loved ones. Worse, you may even be more irritable because of stress, creating more problems in the family. If you cannot accomplish your responsibilities, such as taking the kids to school or picking up dinner ingredients in the grocery store, family problems may even go into new heights.

What You Can Do

Getting arrested of drunk driving has other penalties, such as fines and jail times. When these penalties combine, they may redirect your entire life. According to the website of these Cayce DUI Lawyers, drunk driving charges can be defended. It is good to know that the law acknowledges that charges may result into undeserved consequences, especially because these consequences are life-changing.

The best thing to do is to avoid driving if you have even a pinch of alcohol in your system. Let someone else drive, or at least this time, try to tolerate the hassles of public transport.

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Why You Should Not Drink and Drive

Posted by on Jan 25, 2017 in Automobile Accidents

Why You Should Not Drink and Drive

Driving under the influence of alcohol or drugs is against the law, and there is a good reason for that. The law is not there to deny you of your rights. The law is there to make sure that you and the others around you are safe.

If you have been convicted of drinking and driving, you may suffer from penalties such as fines, jail time, and license suspension or revocation. But it is important to point out that not because you have been arrested, it automatically means that you have to suffer all of the consequences immediately. There are instances where getting a criminal defense lawyer is a good idea, such as the DUI defense lawyers of Truslow & Truslow.

Car Crashes

One of the primary reasons why DUI is illegal is the fact that it can cause car accidents. Alcohol and drugs have negative effects to your body, putting you at greater risk of crashes. You will have limited bodily functions, such as blurred vision. You will have coordination issues, which can be big problems because hand-eye-foot coordination is an important aspect of driving.

You can have comprehension issues, resulting into failure to follow traffic signs, concentrate on the act of driving, focus on the road, and react to unexpected circumstances.

Risk to Others

You are obviously not the only person on the road, so driving under the influence of alcohol or drugs can put the others around you in danger. If you have become a victim of the limited bodily functions mentioned above, you may sideswipe a vehicle in the other lane, collide head-on with a vehicle in the opposite direction, fail to notice other motorists like motorcyclists and bicyclists, and veer off the road and strike unsuspecting pedestrians.

To be considered for driving under the influence, you should have a blood alcohol concentration of 0.08% or higher. But of course, you are not carrying medical devices with you so you cannot exactly tell when your BAC is higher than ideal, so the best thing to do is to know your limit and don’t be overconfident. Better yet, avoid drinking at all, or avoid driving by having a designated driver.

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Road Rash And Motorcycle Accidents

Posted by on Oct 26, 2016 in Automobile Accidents

Motorcycles provide drivers with a convenient mode of transportation. It allows them to cut through traffic and reach their destination in a quick manner. But while they offer convenience, it also places the driver at a huge risk of getting injured or worst killed. The website of Habush Habush & Rottier S.C. ® reveals that motorcycle accidents have the potential to cause serious injuries. Unlike cars, motorcycles do not have any safety features to protect the driver.

One of the common consequences of motorcycle accidents is road rash, a skin abrasion resulting from the falling off from a motorcycle and making contact with the ground. Road rash is divided into three categories:

  • First Degree – is characterized by redness in the skin similar to “rug burn.” The good news is that first degree road rash is not serious and requires no medical treatment.
  • Second Degree – involves breaks on the skin. In second degree road rash, the underlying layers of the skin will remain intact but is visible from the injury. It has the potential for scarring. These types of road rash can be easily treated by over-the-counter presc4riptions.
  • Third Degree – is the most serious type of road rash. It involves breaks in the skin that extends down to the fat tissues. It can subject a person to infections from the injury and may require immediate care.

Except for third degree road rash, treatment of lesser degree road rash can be done using simple procedures. Third degree, on the other hand, requires immediate treatment. First and second degree road rash should be washed and cleaned immediately to help avoid infection. Make sure not to scrub the affected area as it increases the risk of scarring. For third degree road rash, surgery and physical therapy may be required several weeks after hospitalization.

After treatment, cover the wound with a loose non-stick gauze. Add a moisture barrier covering such as DuoDerm. Keep the wound covered until they are healed for about 7 to 12 days. Make sure to replace the dressing at least once a day and watch out for signs of infection.

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The Many Benefits Offered by Independent Car Insurance Firms

Posted by on Aug 9, 2016 in Uncategorized

When it comes to car liability insurance coverage, all states require drivers to carry Bodily Injury and Property Damage Liability. This specific coverage provides protection for claims that are made against an insured driver who is at fault in an accident that caused bodily injury or property damage.

Carrying car liability insurance coverage is one of the ways by which drivers can comply with the financial responsibility law required by all states. This law specifically requires drivers in the U.S. to show their financial capability in paying for damages resulting from accidents due to their fault.

Coverage requirements vary from one state to another, though. Thus, besides Bodily Injury and Property Damage Liability, majority of U.S. states require drivers to carry other types of insurance coverage, such as:

Personal Injury Protection (PIP) or Medical Payments Coverage. Both types of coverage pays the cost of medical treatment that you and your passengers will require in the event of an auto accident, regardless of whose fault the accident was. However, PIP provides more benefits as it includes lost wages, funeral costs, rehabilitation services, and other services, like childcare, which an accident victim may be unable to perform due to the injuries sustained in an accident.

Uninsured Motorist Coverage (UM): This coverage is designed to cover all economic losses and damages due to accidents caused by drivers who do not have the financial capability to pay for the damages and losses suffered by an accident victim. This coverage will prove totally beneficial also if the vehicle involved in an accident were stolen or if the accident were a case of hit-and-run.

Underinsured Motorist Coverage (UIM): UIM is designed to cover the amount which an at-fault driver’s insurance policy is not able to cover. This usually happens when the at-fault driver’s liability limits are too low to cover all damages and losses suffered by an accident victim.

Collision Coverage: This coverage provides for losses (property damage) suffered by the insured or policy holder.

Comprehensive Coverage: This coverage provides for damage of loss of a vehicle due to reasons other than collision, like fire, theft, vandalism, falling objects, explosion, earthquake, flood, civil commotion and accidental glass breakage.

Bodily Injury and Property Damage Liability plus any of the other coverages mentioned above are just few of the reasons why insurance policies are too costly. One other major reason why insurance premiums are high, especially for male drivers aged 25 or below, is due to the “high-risk” driver classification. Besides one’s age, a driver may also be tagged by car insurance firms as a “high-risk” driver if he or she has already been involved in a car accident wherein he or she is at fault, is driving a high-powered sports, has past traffic violations, especially reckless driving or DUI, has only a few years of driving experience, or has been required by the court to carry an SR-22 filing.

The monthly car insurance premium in the U.S. ranges from a little less than $100 to a little more than $200. Whether you pay a higher premium, however, this does not mean that you will get better services as there is no correlation between cost of premium and the quality of service you will be provided with.

One thing is sure, though: this amount is too big compared to the monthly premium you might be required to pay if you will seek the services of an independent insurance firm for your insurance needs.

According to the website of Second Gear Magazine, some independent car insurance firms provide customers with as many as a dozen free online insurance quotes to help them obtain the coverage they need at a price that fits their budget. Besides this, these firms also offer multiple payment options, have bilingual customer service representatives who are available to answer customers’ questions and help them meet their needs whenever they call, and provide 24/7 roadside assistance – these and many more benefits for a monthly premium that can be as low as $35.

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Nursing Home Abuse

Posted by on Mar 19, 2016 in Nursing Home Abuse

When special care becomes unavailable to an elder, a nursing home can provide the treatment that is tailored to their specific needs. However, there are times when a facility demonstrates malpractices, which can seriously impact the well-being of a resident. Whether caused by a shortage in nursing staff or the negligence of an employee, nursing home abuse is a relevant issue keeping patients from receiving the proper aid they deserve.

Nursing homes have more regulations than other forms of senior care, with significant attention given to regulating the staff and their routines of care. Some forms of abuse are accidental, such as a fault in medication management; giving out an improper dosage amount or the wrong medicine is an example of physical neglect that can be potentially fatal for the resident. Also, staff members may not notice if an elder skips meals or is becoming malnourished/dehydrated. While these faults are not intentional, the nursing home staff is completely responsible for those who cannot independently care for their own physical and emotional health, and failure to notice or treat problems like malnutrition can be detrimental. Any instances of a lack in the performance of a staff member’s duties can be emotionally neglectful towards the elder if they are often left alone or feel ignored.

Purposeful acts of physical or emotional abuse can be especially harmful to the safety and health of an elder. Signs of violence, such as bite marks, wounds, cuts, bruises, even weight loss, should make it fairly obvious that the resident is being subjected to nursing home abuse. Emotionally, residents can suffer from elder psychological abuse if they are being humiliated or terrorized by their caretakers.

For nursing home patients, extreme measures must be taken in regard to the vulnerability of the seniors, and a breach in this required care can result in either abuse or neglect. Either of these instances can be equally as harmful to the health of the residing elder, which is why it is so significant that regulations in nursing homes remain as strict.

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